WIND INSPECTIONS
Q&A
1. What will the inspection
report tell me?
The law specifies that the inspection report must:
Outline improvements that
may be made to your home to increase resistance to
hurricane wind damage.
Provide an estimate of how much each improvement would
cost to complete.
Provide an estimate of insurance discounts that may be
available. (If you provided insurance information at the
time you applied.)
Offer a hurricane resistance rating that shows the
home’s current ability, and future ability with
improvements, to withstand hurricanes.
2. Is my application information or
inspection report a public record?
Yes. With the exception of the insurance information you
provide at the time you apply for an inspection, the
information on your application and in your inspection
report is considered public information and available upon
request.
3. Will my inspection report be
automatically sent to my insurance company?
No. Your inspection report is sent directly to you.
4. How do I get the form for
insurance discounts or credits?
If you provided insurance information at the time you
applied for an inspection and you are eligible for an
insurance discount or credit based on the inspection of your
home, you will receive a mitigation form completed and
signed by the MSFH-approved inspector who conducted your
free wind inspection.
Click here to
see the sample mitigation form and learn more.
Also, you can contact your insurance agent or company to
obtain more information about mitigation discounts and
credits.
5. How do I get a correction made on my inspection
report?
Please call our toll free number, 1-866-513-6734. A
specialist will take the information. Documentation may be
required to make the necessary change(s). You may also need
to have another inspection so that these changes can be
verified by the department.
6. My home was inspected
by one of the inspection firms that was non-renewed. Will
you be able to make corrections to my inspection report?
Yes. We have implemented a transition plan with those
inspection firms. The inspection firm paid by the MSFH
program to inspect your home will be responsible for
responding to issues related to your inspection.
7. Does obtaining a free
inspection obligate me to make any repairs or upgrades to my
residence?
No, it does not.
8. How much should I expect to
save on my insurance premium if I get some of this work
done?
Your wind inspection report will give you an estimate of the
discounts you might receive on the wind-portion of your
homeowners insurance premium. Savings will vary depending on
the improvements you make.
Please contact your insurance agent or company for specific
information on discounts.
9. Can I get another
inspection report and/or inspection to reflect improvements
I made based on the original inspection?
Under Florida law, the My Safe Florida Home program is
required to perform one inspection per property unless it is
being re-inspected for quality assurance. As a result, we
are not able to perform a second inspection of your home.
The inspection firms on contract with the program can
perform a re-inspection for $150 if you choose to pursue
this option.