FREE WIND INSPECTIONS

The My Safe Florida Home program has exceeded the Legislature’s goals of awarding 35,000 grants and providing more than 400,000 free wind inspections to eligible homeowners. Although we are no longer accepting applications, we are continuing to serve homeowners previously enrolled in the program.  

CFO Sink is urging the Legislature to continue funding the My Safe Florida Home program to serve additional homeowners. Floridians can express their support for continuing this program to their local legislative officials. Click here to find your local state senator and here to find your local state representative.

What Can I Do Now?

Homeowners do not have to wait for the Florida Legislature. You can pay for a wind inspection to identify how you can harden your home or to determine if you are eligible for discounts on your wind insurance premiums. Contact your insurance agent or insurance company for a referral to insurer-approved wind inspection firms.
 
WIND INSPECTIONS Q&A

1.  What will the inspection report tell me?
The law specifies that the inspection report must:

Outline improvements that may be made to your home to increase resistance to hurricane wind damage.

Provide an estimate of how much each improvement would cost to complete.

Provide an estimate of insurance discounts that may be available. (If you provided insurance information at the time you applied.)

Offer a hurricane resistance rating that shows the home’s current ability, and future ability with improvements, to withstand hurricanes.

2.  Is my application information or inspection report a public record?
Yes. With the exception of the insurance information you provide at the time you apply for an inspection, the information on your application and in your inspection report is considered public information and available upon request.

3.  Will my inspection report be automatically sent to my insurance company?
No. Your inspection report is sent directly to you.

4.  How do I get the form for insurance discounts or credits?
If you provided insurance information at the time you applied for an inspection and you are eligible for an insurance discount or credit based on the inspection of your home, you will receive a mitigation form completed and signed by the MSFH-approved inspector who conducted your free wind inspection.

Click here to see the sample mitigation form and learn more.

Also, you can contact your insurance agent or company to obtain more information about mitigation discounts and credits.

5.  How do I get a correction made on my inspection report?
Please call our toll free number, 1-866-513-6734. A specialist will take the information. Documentation may be required to make the necessary change(s). You may also need to have another inspection so that these changes can be verified by the department.

6.  My home was inspected by one of the inspection firms that was non-renewed. Will you be able to make corrections to my inspection report?
Yes. We have implemented a transition plan with those inspection firms. The inspection firm paid by the MSFH program to inspect your home will be responsible for responding to issues related to your inspection.

7.  Does obtaining a free inspection obligate me to make any repairs or upgrades to my residence?
No, it does not.

8.  How much should I expect to save on my insurance premium if I get some of this work done?
Your wind inspection report will give you an estimate of the discounts you might receive on the wind-portion of your homeowners insurance premium. Savings will vary depending on the improvements you make.

Please contact your insurance agent or company for specific information on discounts.

9.  Can I get another inspection report and/or inspection to reflect improvements I made based on the original inspection?
Under Florida law, the My Safe Florida Home program is required to perform one inspection per property unless it is being re-inspected for quality assurance. As a result, we are not able to perform a second inspection of your home. The inspection firms on contract with the program can perform a re-inspection for $150 if you choose to pursue this option.