Learn more about mitigation
discounts.
If your home has undergone a
wind inspection through the
My Safe Florida Home program
and you are potentially
eligible for insurance
discounts or credits, you
will receive a mitigation
form. This personalized form
will tell your insurance
company how your home may
qualify for insurance
discounts.
Update as of November 1,
2007
One of the benefits of
receiving a free wind
inspection through the My
Safe Florida Home program is
identifying the potential
insurance savings available
to you based on the current
structure of your home. Many
insurance companies provide
discounts or credits for
construction features proven
to reduce damage from
hurricanes.
Beginning November 1, 2007,
the wind inspection firms
will provide a completed
Uniform Mitigation
Verification Inspection Form
(OIR-B1-1802) to homeowners
who receive a free wind
inspection through the our
program. The form will be
signed by the inspector who
conducted the inspection.
Homeowners are to forward
these forms to their
insurance carriers.
We encourage you to contact
your insurance agent or
company to find out what
level of discount is
available for certain
construction features, such
as:
-
Hurricane protection on
all of your windows and
exterior doors, such as
shutters or impact
resistance windows and
garage doors
-
A hip roof (sloped on
all sides like a
pyramid)
-
Roof to wall connections
that are installed with
hurricane clips/straps.
Discounts will vary
depending on the type of
connection such as toe
nail, clips, single
wraps or double wraps.
-
Florida Building
Code-approved roof
covering. Discounts will
vary depending on the
type of covering such as
asphalt, tile or metal
For Homeowners who were
inspected before November 1,
2007
The Department of Financial
Services was authorized to
certify and provide a
Uniform Mitigation
Verification Inspection Form
(Form # 1804) to homeowners
inspected prior to November
1, 2007, under an emergency
rule issued by the Office of
Insurance Regulation. This
rule has expired and
insurance companies are no
longer required to accept
the forms completed by the
Department.
If the Department did not
mail you a form 1804, please
contact our helpline at
1-866-513-6734. The
inspection firm who did your
inspection may be able to
complete a form 1802 for you
and we will request they do
so.
Pease
click
here for a list of
inspections firms
who are, or have been,
contracted with the MSFH to
conduct inspections.
Click
here for a list of
inspectors
who are authorized to
perform the inspections.
If you have any questions or
experience problems in
accessing potential
discounts or credits, please
contact the Department of
Financial Services' helpline
at 1-800-MYFLCFO.
SAMPLE
UNIFORM MITIGATION FORM
(OIR-B1-1802)
